10 Newton Road
Woodbridge , Connecticut 06525
Presented by USA Financial
Planning for retirement is not a one-size-fits-all model. While savings, health, cost of living, and lifestyle expectations are major factors, research shows that gender can play a large role in retirement planning and that women may have additional challenges that should be considered. On average, women will live longer than men, spend more years in retirement as single, spend more money on healthcare, have lower earnings and savings, play a larger caregiving role that may lead to more part-time work, have more work gaps in their careers, and have a greater reliance on Social Security upon retirement.
These factors exacerbate the current challenges of living a longer life with inadequate savings and can create a greater sense of retirement insecurity for women. Policymakers and individuals have to consider these factors as they develop new approaches to encourage and enable more individuals to plan properly for retirement.
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